Know where your money went — and what it needs to do next.
What happened with your money?
Type it naturally — WhoseMoney will identify the amount, category, date, income/expense, and recurrence when it can.
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$0Spent this month
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$0Income this month
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$0Spending budget left
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$0Saved this month
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$0Available after saving
Start simple. Add what you spend and receive. WhoseMoney will build the picture as you go.
Recent activity
Zero-based monthly budget
Give every dollar a job.Your planned income is divided between spending, savings, and Leftover Cash.
Planned income$0
Spending plan$0
Savings plan$0
Leftover cash$0
How this works: Savings belongs inside the budget. First set expected monthly income, then budget spending and savings. Anything not assigned automatically sits in Leftover Cash, so the plan always accounts for every dollar. If you assign more than your income, WhoseMoney will flag the shortfall.
Spending categories
Savings goals
Planned savings and actual savings are separate. The monthly plan gives those dollars a job; a savings transaction records when you actually move the money.
This month
Recurring money
No double entry. If you add something like “Netflix $24.99 every month,” WhoseMoney can save the transaction and the recurring pattern together.
More
Add Money
Dates default to today when you don't say one. Work-related wording is automatically classified to Work, but you can always change it.
Budget Category
Savings Goal
Planned Monthly Income
This is your planning number, not your actual income. Actual income still comes from Money In entries.
Edit Recurring Money
Monthly Archive
Each new month starts with clean actual totals while your prior month remains here. Your spending plan, income plan, and savings plan carry forward so you can edit them for the new month.